Single-Family  Residential Mortgage Information

The Equitable Trust Company has established an excellent reputation in the lending industry by offering a higher level of service along four guiding principles:

Pricing

Equitable Trust is competitively priced over any other "B" lender in the industry. Each new loan is approved on an individual basis with no set fees or rates. 

Flexibility

Equitable Trust will price deals in the best possible way for clients. As a niche lender, we understand sub-prime deals and the need for flexibility. 

Turnaround time

Equitable Trust is well known for approving loans at a fast pace. When last minute financing is needed, our Company will not disappoint you. 

Uniqueness

Equitable Trust caters to a specific clientele who have a certain set of needs to be filled. We are experts in the creative financing industry and are dedicated to service and flexibility. 

What we specialize in

• Clients with an imperfect credit history
• Discharged bankrupts
• Business for self 
• Newly landed immigrants with little or no credit
• Large loans up to three million dollars
• Luxury homes
• Equity deals

What we don't cover

• Small loans (under $100,000)
• Farms
• Second Mortgages
• High-risk applicants
• Discounted rates
• Power of sale properties

Pricing Policy

Rates

Equitable Trust aims to yield, on average, the bank posted rate plus ½% on new loans. Cottage properties and rentals are priced at posted plus 1%. Please contact us for further rate information. 

Fees

Equitable Trust aims to net ½% on average in fees. 

Finder's Fees

In keeping with our dedication to flexibility, Equitable Trust has no set fee program in place for mortgage brokers. As a "B" lender, we review each deal independently, and finder's fees will be paid when deemed appropriate. 

For more specific information on Equitable Trust's lending policy, please see Lending Guidelines.

CARYN MARKMAN
Manager, Residential Mortgages
P: 416-515-7000
F: 416-515-7001
E: cmarkman@equitabletrust.com