A great way to save

Tax Free Saving Account
Short Term Guaranteed Investment Certificates (Short Term GICs)
Long Term Guaranteed Investment Certificates (Long Term GICs)
Cashable Guaranteed Investment Certificates (Cashable GICs)

We are licensed to accept deposits in every Canadian Province and Territory in Canada. Our GICs offer competitive rates and various terms to maturity and are available at our Toronto office, through a deposit broker or your investment advisor.

Short-Term GICs

Short-term GICs are available in terms from 30-364 days for a minimum of $5,000, paid at maturity.

Long-Term GICs

Long-term GICs for terms of one to five years for a minimum amount of $5,000, with interest payable annually, semi-annually, quarterly, monthly or compound annually. When monthly interest payments are selected the interest payments will be credited directly to your own bank account.

Cashable GICs

A cashable GIC is available for a one-year term, cashable after 30 days without penalty at the contracted rate.

Tax Free Savings Accounts

Take advantage of Equitable Trust's Tax Free Savings Account (“TFSA”) and earn the interest paid on your eligible investment tax free. A savings account is available within the TFSA. Subject to Canada Revenue Agency (CRA) restrictions and guidelines.

Equitable guarantees payment of the principal amount plus interest to the GIC holder according to the terms of the GIC.