Products to Suit Your Needs - Single Family Residential
Finding the Right Mortgage for Purchasers & Borrowers
Equitable Trust is providing more flexibility in its credit and product guidelines to assist your purchasers and borrowers in their home ownership dreams. Count on the fact that we’re flexible when it comes to underwriting loans for a wide range of credit profiles. Listening and reading between application lines, as well as analyzing beyond beacon scores, gives us a workable solution for your client’s needs.
Fixed Rate Mortgage (Conventional)
If you’re looking for a mortgage that does not exceed 80% of the purchase price of a home, Equitable Trust has several options for your clients to consider. The Fixed Rate mortgage allows your client to select a rate of interest that does not change during the specific period of their one to five year mortgage term.
Adjustable Rate Mortgage (ARM)
Equitable Trust offers the Adjustable Rate Mortgage with an interest rate that is linked to an economic index. The interest rate, and your payments, are periodically adjusted up or down as the index changes.
Yes You Can
Yes You Can offers your clients the option to purchase or refinance a home up to 85% LTV for Single Family dwellings.
Yes You Can Rental Program
Rentals made easy with one mortgage and one payment on mortgages with LTVs up to 85%. One and two year attractive rates available to those with a 600+beacon score. Available only in Ontario.
Ultimate Open Mortgage
Need a short-term solution at an amazing rate for a fully open one-year term? Think about the Ultimate Open Mortgage.
Now available in Manitoba only, Interim Financing loans.